Capital Gains Tax Calculator

Capital gains tax in India depends on the asset, the holding period, and the Finance Act in force. This page does not guess whether your shares are long-term. It takes purchase ₹1,00,000, sale ₹1,50,000, and a rate you type (default 12.5%), then taxes the ₹50,000 gain at that rate: ₹6,250 tax, ₹43,750 after tax. Confirm the legal rate on incometax.gov.in.

The cash-flow question

After Budget changes, people in Mumbai and Ahmedabad still apply last year’s slab to this year’s sale. IndiaKit refuses to hard-code a law it may not have seen amended. You supply 12.5%, 20%, or 30% as an indicative rate; the arithmetic stays honest.

The maths on this page

Gain = max(0, sell − buy). Tax = gain × rate/100. Defaults: buy ₹1,00,000, sell ₹1,50,000, 12.5% → tax ₹6,250. Losses are not carried forward here.

Equity, debt funds, property, gold, and US stocks have different holding-period tests and rates. Indexation availability has changed over time. None of those flags are in the form.

STT, brokerage and stamp duty on property are not subtracted unless you baked them into buy/sell prices.

₹50,000 gain on a fund sale at 12.5%

Mehul in Ahmedabad sold units for ₹1,50,000 that cost ₹1,00,000. He is told a 12.5% long-term rate might apply to that class of gain in his CA’s current note. IndiaKit shows ₹6,250 tax. He still waits for the CA because a short-term classification would use a different rate.

What a bank still has to confirm

Indicative arithmetic at a user-supplied rate. Not a classification of long versus short term. Grandfathering, 1.25 lakh exemptions, and surcharge are omitted. Official: incometax.gov.in.

Common questions

Is 12.5% the current equity LTCG rate?

It is the default input because recent Budget communication used a 12.5% figure for certain long-term gains — treat it as indicative. Read the latest rates on incometax.gov.in before you file.

Can I enter a property sale?

You can type the prices, but property often has extra cess, surcharge, and sometimes indexation history. A CA and the ITR utility are required for that.

What if I sold at a loss?

Gain is floored at 0 here, so tax is 0. Carry-forward of losses is an ITR schedule topic, not this page.